Deep Roots, Local Expertise. 

You shouldn’t have to explain the nuances of a Minnesota winter or local building codes to your insurance agent. At Farmers Union Agency, we are embedded in the communities we serve. Because we live and work alongside you, we understand the specific risks facing North Star State contractors—from seasonal liability shifts to equipment protection in extreme conditions. We don’t just offer generic policies; we provide a rock-solid foundation built on decades of local heritage and a genuine commitment to protecting the trades that build our towns.

Speed on the Job Site, Support in the Office. 

In the contracting world, time isn’t just money—it’s your reputation. We know that waiting 48 hours for a Certificate of Insurance (COI) can cost you a bid or stall a project. That’s why we’ve streamlined our process to move at the speed of your business. By partnering with a vast network of top-rated carriers, we provide the “big brand” market access you need with the personalized, one-on-one service of a local agent. Whether you need an instant quote or a complex claims advocate, we handle the paperwork so you can stay focused on the job site.